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Industries · Traditional Retail

Payments, loyalty and growth for retail stores.

From a single boutique to a regional chain, Ember gives retailers card and Cash App acceptance, a branded wallet and rewards program, and marketing that brings shoppers back — with fast, low-friction onboarding.

Customer approves the exact amount in Cash AppCustomer confirms with their Cash App PINPayment confirmed in seconds
EmberPay checkout on the customer's phone
What You Get

Built for retail merchants.

Every way to pay

Card-present and online card processing, ACH, and Cash App checkout for your WooCommerce store through EmberPay.

Loyalty that sells

A branded wallet with auto-reload, points and automated offers that reward your best customers.

Online ordering

Your catalog in a white-labeled app or storefront with curbside pickup and staff alerts.

Fast approval

Lower-risk retail files move quickly through Ember Plus with a short document checklist.

Pricing you can see

We run your current statement through Ember Plus’s pricing comparison so you see the effective rate before you switch.

Local marketing

Media Growth brings local search, reviews and campaigns into one revenue dashboard.

Watch

See it in action.

The EmberPay Cash App demo shows the features retail merchants use most. Also see the Media Growth feature highlights.

EmberPay Cash App checkout for WooCommerce — live demo and Distributor Portal tour (2:24).
Feature Review

Ember for Traditional Retail: a feature review

By the Ember Services teamBased on: Cash App demo; Ember Plus video; Media Growth video

We went back through our demo videos chapter by chapter and asked one question: which of these features actually matter to a retail business? Timestamps link each point to the moment it appears in the video.

4.5/5
Checkout speed4.8
Onboarding speed4.7
Loyalty & repeat visits4.6
Marketing & reporting4.5
Cost4.0

0:09A storefront your customers already know

From the Cash App demo

The EmberPay demo runs on an ordinary WooCommerce store and notes there is “nothing new to learn.” For retailers selling online, that’s the headline: Cash App checkout sits beside your existing card option, installs in about five minutes, and needs no card number from the shopper.

0:50Faster checkout on mobile

From the Cash App demo

In the demo the customer sees the exact amount, confirms with a Cash App PIN and gets “You paid $3.99” within seconds. Mobile retail shoppers abandon long card forms; two taps is a meaningful improvement, and final payments remove chargeback risk on online orders.

0:20Pricing before you sign

From the Ember Plus video

Ember Plus’s Sales Pricing screen turns a pasted processing statement into an instant effective-rate breakdown — the demo shows a 2.90% effective rate. Retailers get a side-by-side savings view instead of a sales pitch.

0:40Turning local searches into store visits

From the Media Growth video

The Media Growth Growth OS dashboard shows spend, leads and influenced revenue by channel and location. For retail, combine that with local SEO and review management and you can finally see which campaigns fill the store.

Strengths for retail

  • Cash App and card acceptance in one relationship
  • Short approval path for standard retail
  • Branded loyalty and wallet included
  • Statement analysis before you switch

What to plan for

  • Cash App checkout is for WooCommerce online stores; in-store payments run through standard card processing
  • The EmberPay 5% Cash App rate is best used alongside cards, not instead of them

The verdict

For traditional retail, Ember is strongest as an all-in-one: competitive card processing, Cash App checkout online, and a loyalty program that brings shoppers back. Start with a statement review and add marketing once you have a baseline.

Scores are the Ember Services team’s assessment of how well the features shown in our demo videos fit this industry. Cash App is a trademark of Block, Inc.; it is named here only to identify the payment method.

Be Ready

What to have on hand.

Having these ready makes underwriting faster. Our team will tell you if anything else is needed for your business model.

All accounts are subject to underwriting, sponsor-bank approval and card-network rules.

  • Articles of incorporation and EIN
  • Government ID for each 25%+ owner
  • Voided check or bank letter
  • Recent processing statements (for pricing comparison)
  • Website with refund, shipping and privacy policies
Apply

Start your retail merchant application.

Tell us about your business and how you sell. A specialist will review your model and walk you through the right program.

Or call +1 855 720 2526.